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This End User License Agreement ("Agreement") is a legal agreement between you ("User" or "You") and Ziyon ("Developer", "We", "Our", or "Us") governing your use of the LUMEN / FinanceTracker mobile application ("App"). By downloading, installing, or using the App, you agree to be bound by the terms of this Agreement. If you do not agree to these terms, do not download, install, or use the App.

Apple App Store

This End User License Agreement is a legal agreement between you and the Developer only, not with Apple Inc. Apple is not responsible for the App and has no obligation to furnish maintenance or support services. Apple and its subsidiaries are third-party beneficiaries of this Agreement and have the right to enforce it against you.